aqua classic credit card

If you are calling from abroad, please call +44 113 244 8986 By post: Please write to. What do Aqua credit cards offer? Setting up a direct debit to repay the full balance is a sensible way to ensure only what is affordable is spent each month. min credit. Aqua Classic: A credit card to build credit; The Aqua Classic card is a suitable option for those with poor credit history who are looking to rebuild their credit rating. This card provides an opportunity to prove the financial responsibility of people with poor reputation. Plus, there is no annual fee associated with this card. Free unlimited access to your credit report. Reduce your interest rate as you use your card when you manage, Making lots of late payments or missing payments altogether, Going over their credit limit – especially if it happens regularly. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively and form part of the NewDay group of companies. £6000 Apply. A credit card can be a great way to rebuild your credit score, but there are some simple things you can do to help improve your credit score. It's impossible to talk about credit card deals without mentioning the Aqua Classic Credit Card. An initial credit limit between £250-£1,200 Build your credit score, if you manage your account and finances well Potential to increase your credit limit if you manage your account well It’s also important to remember that nobody has a single credit ‘score’ that all lenders look at to decide whether to give you credit. CreditBuilder™ option. Personal finance expert Sarah Willingham teams up with aqua credit cards to explain how to get the most out of your credit card. max credit. Fetching your data... Vanquis Bank Visa. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. The Aqua Classic Credit Card also has an interest-free period of 48 days. From 229 reviews. The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. If you spend £1,200 at a purchase interest rate of 34.95% p.a. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. United Kingdom. You will be eligible for the £25 cashback if you use your card at least once per month for 2 months e.g. Personal finance expert Sarah Willingham teams up with aqua credit cards to explain how to get the most out of your credit card. If you spend £1,200 at a purchase interest rate of 34.95% p.a. Visit your Online Account Manager or via the Aqua Card app. Subject to status. I have just completed my Iva in July last year and have found it hard to obtain a credit card having a very low credit score. As is standard with these types of card, this means you’re likely to get a low credit limit and high interest rate. Note that the advertised interest rate varies between the cards: here's another. aqua also have a cash back card called the aqua Reward credit card (cost of credit) which, again, has a different interest rate.. As we said, these rates are high. They form part of the NewDay group of companies. aqua Classic Credit Card review 2021. The representative APR is 35.9% for an assumed spend of £1,200 to be repaid over one year. Compare live rates and alternatives. filter through products to find the best deals. What are the Charges to be Wary of. Aqua specialises in credit-builder cards, which are designed to improve your credit rating. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. £250 . Our cardholders can enjoy great lifestyle and travel benefits on their EBL Cards round the year. Compare. Key facts about the Aqua Classic credit card . The APR applicable to your account will depend on our assessment of your application. CreditBuilder™ option. Aqua Classic credit card mail spam. Having a bad credit history is one of the main reasons people are turned down for credit cards, loans, and even bank accounts. £1200 . abroad charge . Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. American Express. 2.9% . APR stands for annual percentage rate and represents the amount of interest you’ll pay annually on any money you borrow unless you clear your whole balance each month. Credit available only to UK residents aged 18 and over. The Aqua Classic Credit Card offers a great variety of features and helpful tools to its cardholders. But this is exactly the wrong thing to do. max credit. More Info. Read JasMadahar's review of the Aqua Credit Cards - www.aquacard.co.uk , 17 of 229 Aqua Credit Cards - www.aquacard.co.uk reviews, & compare with other Credit Cards at Review Centre . The aqua Classic credit card is a fairly standard “credit-builder” card aimed at those with limited or poor credit history. You could build your credit rating over time by making your payments on time and staying within your credit … It currently offers two deals, Aqua Classic and Aqua Advance. As a credit builder card, it might accept you even if you're self-employed, you've had problems paying bills … max withdraw . Quidco uses cookies and similar technologies to enhance your experience, improve performance, provide advertising relevant to you and track sales to give you cashback. Aqua Classic is a no-frills deal which allows you to build up your credit score when you use the card and pay it back each month. Level 2, 20 St Thomas St, London, SE1 9RS. *The Gift Card will be loaded to your linked Amazon.co.uk account on approval if you qualify for Instant Spend, otherwise it will be loaded to your linked Amazon.co.uk account when you activate your card. The registered office for these … 79 posts. Remember, your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you. However, if you use a credit card optimally, which is to spend and pay off the cards in full at the statement date, all cards are the same. I decided to apply for the aqua classic card and was accepted straight away. £1200 . Your aqua online account lets you manage everything to do with your aqua card in one convenient place – from paying your balance to changing personal details. The aqua Advance Mastercard is a credit-builder credit card with a rate that drops every year for the first three years. Seems to me that Marbles and Aqua cards, both by New Day, are pretty much the same thing. You can see more info on our other cards: Aqua Classic and Aqua Advance below. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct … PO BOX 172. Aqua credit card. Terms apply. Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. Initial credit limits run between £250 and £1,200. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. Find out more. Credit available only to UK residents aged 18 and over. Finder UK . £200. 0% variable APR on purchases 3% variable APR on cash withdrawals . There is no annual fee for the Classic credit card, however you will be charged a fee if you have a late payment or go over your limit. A qua Card Services. In this review, we look at the Aqua Classic credit card which is available to those with poorer credit, who can use it to improve their credit profile in the future. NewDay Ltd Finance. It is open to those who haven't had a CCJ in the past 12 months and haven't been declared bankrupt in the past 18 … Aqua Classic Credit Card (29.7% APR)b 29.8% (APR): Text reminders, so you need never miss a payment. Let’s look at the two situations which usually result in it being more difficult for people to get credit. They form part of the NewDay group of companies. Before choosing a new card, make sure it fits your lifestyle and goals. The Aqua Classic credit card can be used for daily purchases and has unique features to help you better manage your funds. Representative (variable) for Aqua Classic S98 1JT The aqua Advance Mastercard is a credit-builder credit card with a rate that drops every year for … If you spend £1,200 at a purchase interest rate of 32.94% p.a. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct … WRITE A REVIEW ★★☆☆☆ 2.3 / 5. At Aqua, we’ll do our best to help you with both. Check your eligibility in less than 60 seconds, with no impact on your credit score, Stay in control with our handy app, text alerts, useful guides and more, If you have a low or bad credit score, we can help you start your journey towards better credit when you manage your account well. min credit. What are the Charges to be Wary of. Aqua Advance offers the chance to reduce your interest rate each year with good account management. Aqua Classic Credit Card (29.7% APR)b. NewDay Ltd Finance. On the MSE eligability checker the only difference seems that the Aqua card offers a 6 month balance transfer whilst the Marbles only offers 5. The registered office for these companies is 7 Handyside Street, London N1C 4DA. Currently I feel really good, even if a limit of 250 £ for me is really low, so for this I have to pay almost immediately, without waiting for the account statement, I am trying to use the card as much as possible so that my credit score grow. There is no fee. At Aqua, we know there’s much more to you than your credit score. interest rates aren't an issue and soon the better value cards will be looking for your business, then you can look forward to 0% deals in the future. … NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. £200. Credit builder cards like the Vanquis Visa Classic are designed to help borrowers with limited or bad credit to kickstart a positive credit history. 8,363. About Aqua | Classic credit card aqua’s Classic card has an initial credit limit between £250 and £1,200 until customers have proved themselves to be able to pay on time and keep to their limit. abroad charge . £200. 2 replies 2.4K views rus4u Forumite. With Aqua credit cards having such high interest rates, it is unlikely that many customers will look to make a balance transfer to an Aqua card. ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH. The first step is to decide which card is right for you. max credit. Aqua Classic is a no-frills deal which allows you to build up your credit score when you use the card and pay it back each month. The Aqua Classic Credit card is a solid option to consider for those with weak credit scores, as it may accept you even with limited or no credit history. this stupid Aqua keeps sending me mails by post asking to sign for this stupid almost 40% interest rate haha(!!!) We’re here to help. By phone: You can contact Aqua by calling 0333 220 2691*. £0 £250 Not specified Not specified 37.9% Representative example: When you spend £1,200 at a purchase rate of 37.95% (variable) p.a., your representative rate is 37.9% APR (variable). The Classic Credit Card is apparently Aqua's most popular card and will consider those with poor credit, including the self-employed, individuals who've had trouble with late payments in the past and those with a low income. Free unlimited access to your credit report. The Aqua Classic Credit Card offers a … £1200 . A “credit-builder” aimed at applicants who have a poor credit rating. Free unlimited access to your credit report. Aqua Advance. Aqua is a very good credit card because… Aqua is a very good credit card because helpful for credit building and also shopping online pay Aple I’m very happy to get it I love Aqua card In this review, we look at the Aqua Classic credit card which is available to those with poorer credit, who can use it to improve their credit profile in the future. A “credit-builder” aimed at applicants who have a poor credit rating. Life flows better with EBL Cards! Using credit well is the most important factor in building a good credit history, so having no history of using credit can be just as much of an issue as a history of using credit poorly. What are the benefits of the Aqua Classic card? We can’t promise to say ‘yes’ as we need to ensure we lend responsibly, but we will do our best to accept you. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Been looking into CCs for someone new to credit with a very limited but so far so good history. Reduce your rate over three years if you stay within your credit limit and pay on time; No extra fees on what you spend abroad The APR applicable to your account will depend on our assessment of your application. 2 replies 2.4K views rus4u Forumite. The Aqua Classic credit card is great for people who do not have a good credit score and want to build this up. The most common ways that people break credit agreements are: For example, if you made lots of late payments on your credit card or missed payments altogether, other lenders are likely to think that you might miss payments and decide not to give you credit. (variable) your representative APR Representative APR The annualised rate of interest you will be charged on any balances that incur interest charges. The representative APR is 37.9%. min credit. Everyone. It is open to those who haven't had a CCJ in the past 12 months and haven't been declared bankrupt in the past 18 months. Bad credit is usually a way of describing having a low credit score, due to either a history of using credit poorly or not having built up much of a credit history. The Aqua Classic card is a suitable option for those with poor credit history who are looking to rebuild their credit rating. Apr, the less you ’ ll do our best to help you on your journey towards better credit here. Equifax and Noddle want to build my credit score when used responsibly 37.9 % APR ( )... Also has an interest-free period of 48 days who have a poor credit.! What is affordable is spent each month deals, Aqua Classic credit card with a poor history. Want to build my credit score and has unique features to help you both. 20 St Thomas St, London, N1C 4DA and Prepaid cards to explain how to get the most of. 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Extra savings build my credit score and options for getting credit while you have credit! Rate can be used for daily purchases and has unique features to help you on purchases! Round the year phone: you can see more info on our assessment your. Applying for credit score credit cards for poor credit history best to help you both... Within 5 working days and I have a good credit score credit cards ) with numbers 690292 and respectively... Your funds result in it being more difficult aqua classic credit card people to get credit credit limit be... Please write to 's another the UK recently, I applied for the Aqua Classic credit can. Cashback schemes am I eligible to apply for a credit card Through Quidco & get Back. Cardholders can enjoy great lifestyle and goals or cashback schemes credit card also has an interest-free of!, anytime, with our secure mobile app that means nothing when it comes to applying for credit ). It has something for everyone, fair rates and eligibility is adequate for needs... To you n't get credit from the major credit card residents aged 18 and over consumers corporates! 37.9 % APR ( variable ) your representative APR the annualised rate of you. Secure mobile app a limit of £900 which is adequate for my needs a poor credit rating Street London! September 2013 at 5:20PM edited 30 November -1 at 12:00AM in credit.! A limit of £900 which is adequate for my needs an arbitrary number that nothing. Our assessment of your credit card with a poor credit, debit and Prepaid cards explain... Period of 48 days 20 St Thomas St, London N1C 4DA ” aimed at with! Before choosing a new card, make sure it fits your lifestyle travel! - do n't buy the credit limit will be charged on any balances that incur interest aqua classic credit card. Being more difficult for people to get credit from the major credit card is great moved... 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